If you are enrolled in DLFCU's Christmas Club program, you received access to your Christmas Club savings on October 15th. Depending on your account options, your Christmas Club funds were transferred to your primary savings account, your checking account, or remains in your Christmas Club account. If your funds were transferred to your savings or checking account, a balance of $5 will remain in your Christmas Club account in order to keep it in an active status.
DLFCU is Going Green with New NSF eNotices!
DLFCU is pleased to announce another value-added service for our members! Beginning September 1, 2009, all NSF notices will be delivered using eNotices through ePal. This eNotice will be an electronic copy of the traditionally mailed notice. All members will be automatically enrolled and will receive an eNotice when they would normally receive the NSF notice in the mail. An e-mail will be sent to the e-mail address you have on file notifying you of the availability to view the notice online.
eNotices provide convenient, around-the-clock, and secure online access to important information regarding your account. By reducing the number of statements and notices that need to be printed and mailed, DLFCU spends less for postage, which in turn reduces operational costs. These savings can be passed along to members in the form of higher dividends, lower fees, and competitive loan rates.
Dow Louisiana Federal Credit Union's newest Financial Resource Center in Walker is now open. Located on 28645 Walker South Road, DLFCU's new 5000 square foot location will provide full teller and lending services, including business services, deposits, consumer loans, mortgage lending, investment services and more.
In addition, members will enjoy drive-thru teller services, ample parking, private loan offices and a drive-up ATM for after hours service. DLFCU's new location will still offer our Livingston members the same great WOW services we've always offered - such as extended hours (7:30-7:30 Monday through Friday and 9:00-5:00 on Saturday), great loan rates, free online, mobile and telephone banking and 24/7 account access!
Your Deposits at DLFCU Insured to $250,000
You’ve seen the headlines and may be alarmed about the state of some financial institutions. In light of the recent financial market events, we want to reassure you about the financial strength of DLFCU.We can assure you that with $150 million in assets, DLFCU is in a sound financial position, capitalized above the regulatory requirements. As our rates and our excellent member service demonstrate, DLFCU remains strong and steady during these challenging times.
DLFCU benefits from local ownership.We’re member-owned by people just like you, and our soundness is based on our exemplary business practices.As a non-profit organization, we are not driven by profits.We are driven by serving you.
We have ample liquidity which allows us to continue to fund loans and withdrawals and to meet the needs of members;
We have built up our reserves and have the resources to weather storms, if and when they arise;
We have never engaged in sub-prime mortgage lending;
We adhere to sound financial underwriting practices;
We provide members with professional guidance, which matches them with the right loan product;
Your deposits and loans with DLFCU are always safe and secure. Funds deposited with DLFCU are insured by the National Credit Union Administration (NCUA) and backed by the United States Government. Most share accounts are federally insured to at least $250,000*, with retirement accounts (IRAs) being insured separately up to $250,000. You may have additional coverage on multiple accounts based on different account ownership. Feel you need more peace of mind? Contact a DLFCU Representative today to inquire about purchasing additional insurance on your deposits.
Our strength stems from our 36 year tradition of sound financial management, prudent underwriting and investment in our members. We have never engaged in sub-prime mortgage lending. We have ample liquidity to fund loans and withdrawals and to meet the needs of members. We have built up our reserves and have the resources to weather storms, if and when they arise.
These practices have kept us safe, strong and a leader in the credit union industry. In addition, you can enjoy added peace of mind knowing that your savings are federally insured through the National Credit Union Administration, a U.S. Government Agency.
For questions regarding your insurance, you can call the NCUA Insurance Call Center, Monday through Friday, 8:00 a.m. to 6:30 p.m (Eastern Daylight Time). The NCUA Insurance Call Center has insurance experts available to answer questions about the coverage provided by NCUA share insurance. The Insurance Call Center number is (800) 755-1030, ext. 1.
DLFCU’s leadership team is committed to stay the course with conservative financial policies and diligent risk management practices that allow us to offer the world class service and high level of financial safety and soundness you have come to expect. Given our financial strength and capital position, and because DLFCU is backed by the full faith and credit of the U.S. Government, you can be sure that your funds are safe at DLFCU.Thank you again for placing your trust in DLFCU. We look forward to assisting you with your financial needs now and in the future. Please contact us at (888) 369-2207 if you have any questions.
*The Emergency Economic Stabilization Act has temporarily increased coverage from $100,000 to $250,000 until December 31, 2009 on deposit accounts insured by NCUA.
HELOC Gold Visa® Card Activation
Before making any check transactions with your Home Equity Line of Credit, please remember that you must activate your DLFCU Visa® Gold Card associated with your HELOC account. If your DLFCU Visa® Gold Card is not activated, any checks written from this account may not clear your account. For more information, please contact us at (888) 369-2207, or visit any Financial Resource Center.
DLFCU Account eNotice Alerts
Account eNotice Alerts are now available for your DLFCU accounts.You are providing an extra layer of protection for your account with eNotices. Monitor your account activity and transactions with personalized daily alerts. Choose the alerts you want and we’ll notify you when those conditions are met. Use eNotice alerts to monitor account balances, large transactions and account activity.To set up your eNotice Account Alerts, simply log into ePal and click the ‘Login to ePal’ button to access eNotice. You will be able to customize your alerts, allowing you to receive important information about your account quicker than e-mail alerts. For more information, please contact us at (888) 369-2207, or visit any Financial Resource Center.
DLFCU Protects Your Privacy
We collect non-public personal information about you from the following sources:
• Information we receive from you on applications of other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.
We restrict access to non-public personal information about you to those employees who need to know that information to provide products of services to you. We maintain physical, electronic and procedural safeguards that comply with Federal standards to guard your non-public personal information. We do not disclose any non-public personal information about our members or former members to anyone, except as permitted by law.
Arrive With Cash In Hand
When you buy foreign currency through Dow Louisiana Federal Credit Union, you can get competitive exchange rates and you'll have cash to pay for a taxi, tip the bellman or grab a bite -- without the hassle of exchanging money when you arrive.
Purchase foreign currency at any DLFCU location for the most frequently traveled countries in the world: Euro, British Pound Sterling, Canadian Dollars, Australian Dollars and Japanese Yen. Foreign currency transactions are fee-free to Chairman's Circle and President's Club members.
Regulation D FAQ's
Federal Regulation D places a monthly limit on the number of transfers you may make from your Savings Accounts or Money Market Accounts without your physical presence being required. Read more about Regulation D here.
Business Titanium Card History Available on ePal
DLFCU Business Titanium card members can now access their credit card statements and view account history online through ePal.
Sometimes you just need the money. Whether it's a new wardrobe or taking the vacation of your dreams, we can get you loan you need - quick and easy. Anyone can open an account and we make it easy to join! Applying online is quick and secure. Click here to get started.
WE'LL TAKE THE STING OUT OF INTEREST RATES. Dow Louisiana Federal Credit Union's Visa Cards are no-strings, no-hassle cards you can trust. We won't lower your credit limit on a whim, and we won't surprise you with a new interest rate. We give you a rate that starts out low - and stays that way. Get rid of your high-rate cards and transfer those balances to a DLFCU Visa card for real value you can trust. Apply online today!
