Why should you open an account at Dow Louisiana Federal Credit Union? The answer is simple. Here are the reasons why:
1.) Our service. Call us old fashioned, but we think personal service is important. That’s why DLFCU offers members excellent service and leading edge electronic services, a full range of financial products and excellent loan and deposit rates.
2.) Our profits are your profits. The Credit Union is jointly owned by its members. All of our profits go back to benefit members in the form of dividends, improved services, financial reserves and community donations. Any individual, organization or business can join DLFCU!
3.) We listen to you. We have to. As a member and owner, you have a voice and a stake in the Credit Union. Member feedback helps us continually improve our products, programs and policies.
4.) You elect a Board of Directors that is accountable to you. The Credit Union is democratically controlled. Each member has an equal vote at the Annual Meeting to help elect the Board of Directors. These Directors are your representatives and you can talk to them directly whenever the need arises.
5.) We have convenient locations and ATMs. Dow Louisiana Federal Credit Union has 4 locations in the Greater Baton Rouge area. Through CUHere networks, members can make withdrawals at thousands of ATMs worldwide.
6.) Social responsibility is a serious commitment. Dow Louisiana Federal Credit Union is committed to developing programs and policies to support the overall well being of our members, our employees and our communities.
7.) We put people before profits. Make no mistake-credit unions are solid and profitable enterprises, and we have to be. We’re in a competitive, fast-changing, technology driven and highly regulated industry. The difference between credit unions and our competition is that we’re not driven solely by profit. We don’t have shareholders demanding big returns; instead, we have members, who are both our customers and our shareholders. They benefit from the lower fees, better service and personal commitment we can provide because our vision extends beyond profitability. And if a credit union’s profits exceed what’s needed to keep its assets safe and secure-and its products and services state-of-the-art-then those profits are returned to the members.
8.) Peace of Mind. When you entrust your money to a financial institution, you want to know it’s safe. While customers of other institutions are offered limited deposit guarantees, credit union members know that their money is as safe as it gets. That’s because all deposits are insured up to $250,000 by the National Credit Union Administration.
9.) We’re here for you! As credit unions increase in size, strength and number, more and more people are seeing them as THE alternative in financial services. Each year thousands of people become credit union members, and Dow Louisiana Federal Credit Union’s membership now exceeds 19,500!
Your Dow Louisiana Federal Credit Union membership begins the minute you complete a membership application and deposit a minimum amount of $5 into your share account. As a valued credit union member you have access to all of the products and services DLFCU offers its members from the moment you open your account. In addition, we dedicate ourselves to providing a lifetime financial relationship.
Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Dow Louisiana Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, West Feliciana, Ascension, Livingston, Iberville, Pointe Coupee, and St. Helena.
At DLFCU, you're not just another customer, you're an owner! That means you're entitled to extraordinary service, exceptional products and perks you won't find at other financial institutions. We hope this web site will provide you with all the information you need to understand how your Credit Union works... how to invest with us, how to borrow from us, and how to make the most of your financial future!
To apply, please contact one of our member services representatives at 225.353.8238 or 888.369.2207. You may also visit any location, or apply for membership online.
Sometimes you just need the money. Whether it's a new wardrobe or taking the vacation of your dreams, we can get you loan you need - quick and easy. Anyone can open an account and we make it easy to join! Applying online is quick and secure. Click here to get started.
WE'LL TAKE THE STING OUT OF INTEREST RATES. Dow Louisiana Federal Credit Union's Visa Cards are no-strings, no-hassle cards you can trust. We won't lower your credit limit on a whim, and we won't surprise you with a new interest rate. We give you a rate that starts out low - and stays that way. Get rid of your high-rate cards and transfer those balances to a DLFCU Visa card for real value you can trust. Apply online today!