Merrill Lynch Financial Services

DLFCU is proud to announce our new partnership with Merrill Lynch Investment Services. As the long-term trusted advisor for your financial needs, we also want to be the source for your investment and financial planning needs. DLFCU and Merrill Lynch Investment Services understand that no single investment or combination of investments is right for everyone. Representatives will help you identify your needs and will provide sound advice to help you make an informed decision that is best for you.

We can help you with: Financial Planning, Retirement Planning, Mutual Funds, Stocks and Bonds and Tax-deferred Annuities. Merrill Lynch Investment representatives are committed to your financial success. You will receive professional, personalized and complete investment services. There is no cost or obligation when you talk with an investment representative and you will be assisted in identifying and prioritizing your goals, and exploring various investment opportunities.

For more information stop by any Financial Resource Center, or call us at (888) 369-2207.

Merrill Lynch is dedicated to providing exceptional service, regardless of the size of your portfolio. Not only does Merrill Lynch help you tailor a financial plan that will maximize your income, we also take the time to explain all the different options you have, now and in the future.

We can assist you develop sound and proven strategies to achieve your goals through a full range of attractive investment and insurance vehicles, including:

Mutual funds
Enjoy growth potential over time by investing in a professionally managed, diversified portfolio.
Stock and Bonds
Invest at the risk level you’re comfortable with through equity and fixed-income investments.
Annuities
Receive a steady stream of income during retirement by investing in our fixed or variable annuities.
Estate Planning
Expert guidance and advice for maximizing the benefits of your estate.
Brokerage Accounts
Need a statement about this service
Individual Retirement Accounts
Save for retirement with Traditional, Roth and SEP IRAs, available to meet the needs of individuals and small businesses.
Educational Investments
Save for tuition needs for that special child in your life with tax-advantaged investments.
Insurance Products
Medicare Supplement insurance, Long-term care insurance, Life Insurance - whole, variable, universal and term

Take a look at what we can do for you:
º	Manage 401K and 403b rollovers
º	Assist with retirement planning for yourself or business
º	Analyze your current financial situation
º	Broker common stock trades
º	Help you plan for education expenses
º	Adjust your portfolio as your needs change
º	Help you choose life insurance and long term care options
º	Retirement Plans for Business Owners and Employees
º	Financial Planning for Small Business

To schedule your free consultation...Contact any DLFCU Member Service Representative at:
Plaquemine Number	(225) 353-8238
Toll Free Number	(888) 369-2207
E-mail	dlfcu@dowlafcu.org
(Note: Please do not send any sensitive information to our main DLFCU email address.)

Investment Services are offered through Merrill Lynch. Dow Louisiana Federal Credit Union is not an affiliate of Merrill Lynch.

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