Lines of Credit

LINE OF CREDIT LOAN

When you are looking for holiday funds, money for tuition or just convenient access to cash, they turn to DLFCU's Line of Credit.

RECEIVE .25% WHEN YOU APPLY ONLINE!^*

SIGNATURE LOANS

A Signature loan is a simple fixed term loan with regular monthly payments and does not require collateral. Members may borrow up to $15,000 based on creditworthiness, for a maximum term of five (5) years.

REVOLVING LOANS

A Revolving Loan is extended to a member as an unsecured Line of Credit and is usually in the form of a credit card.

Loan Payment Options

Payroll deduction- Allot a portion of your Dow paycheck to be electronically applied toward your periodic loan payment. You may even qualify for a 25% loan discount^* (ask a DLFCU Representative if you qualify).

Automatic transfers- Designate a monthly transfer of funds from one of your DLFCU accounts directly to your loan payment. Transfers can be set up to match your loan repayment terms.

PROTECTION OPTIONS

Credit Life & Credit Disability Protection

Protect your family from unnecessary financial burdens if something should happen to you. DLFCU and CUNA Mutual Insurance are now offering up to $30,000 in credit protection, for a minimal cost, on most loans offered by DLFCU. We now offer both Single and Joint coverage for borrowers. Detailed brochures are made available at the Credit Union.

Guaranteed Auto Protection

For the first few years that you own your vehicle, your loan/lease balance will be higher than the vehicles market value. Although we can not do anything about the depreciation, we can help our members protect themselves. If your vehicle were stolen or damaged beyond repair, you would be liable to pay the difference between your insurance settlement (the value of the vehicle) and your outstanding loan/lease balance. For a very small cost, GAP Insurance will cover that difference plus may even pay a certain amount towards your insurance deductible.

^{* Excluding revolving and mortgage loans. Normal credit qualifications apply.}

When you are looking for holiday funds, money for tuition or just convenient access to cash, they turn to DLFCU's Line of Credit.

RECEIVE .25% WHEN YOU APPLY ONLINE!^*

Sometimes you just need the money. Whether it's a new wardrobe or taking the vacation of your dreams, we can get you loan you need - quick and easy. Anyone can open an account and we make it easy to join! Applying online is quick and secure. Click here to get started.

WE'LL TAKE THE STING OUT OF INTEREST RATES. Dow Louisiana Federal Credit Union's Visa Cards are no-strings, no-hassle cards you can trust. We won't lower your credit limit on a whim, and we won't surprise you with a new interest rate. We give you a rate that starts out low - and stays that way. Get rid of your high-rate cards and transfer those balances to a DLFCU Visa card for real value you can trust. Apply online today!