Special Programs

Please note that the online application discount of .25 basis points is not applicable on Mortgage Loans, or Visa Credit Card products.

DLFCU has teamed with Fannie Mae to offer the MyCommunity Mortgage™ line of home loans to people who may not be able to qualify for a loan under other mortgage programs. The MyCommunity Mortgage™ program is designed to assist low and moderate income families, public service employees, and disabled people realize their dream of owning an affordable new home.

MyCommunity Mortgage™ was developed to allow borrowers who may have limited savings, no credit histories, or nontraditional sources of income a better opportunity to buy or refinance a single-family home or condo, or a two- to four-family home that is used as a primary residence.

The program includes several options that can make it even easier for public service employees such as teachers, police officers, firefighters, and health care workers to buy a home. There are even special considerations for borrowers with a disability.

"The ability to serve a wider range of borrowers with flexible terms and convenient service will allow DLFCU to say ‘yes’ to more members!" said DLFCU President and CEO Jeff Hendrickson. “Providing an under-served borrower the opportunity to purchase a new home at an affordable rate is the pinnacle of our Credit Union’s mission!”

At DLFCU, our mortgage professionals will work closely with you to consider all types of income and credit histories to help you qualify for the mortgage that best fits your needs!

MyCommunityMortgage™ might be ideal if...

1. You have limited funds for a down payment and closing costs.
2. You have non-traditional credit and/or income sources
3. You are looking to buy your first home
4. You are an educational institution employee, police officer, firefighter, or healthcare worker
5. You are disabled

Quick and easy application process. Members have 4 easy options to apply for any DLFCU mortgage loan:

1. Apply online by clicking here.
2. Call (888) 369-2207 to begin the application process.
3. Visit any Financial Resource Center.
4. Download and print the mortgage application from our website.

Contact Our Mortgage Department!

Sometimes you just need the money. Whether it's a new wardrobe or taking the vacation of your dreams, we can get you loan you need - quick and easy. Anyone can open an account and we make it easy to join! Applying online is quick and secure. Click here to get started.

WE'LL TAKE THE STING OUT OF INTEREST RATES. Dow Louisiana Federal Credit Union's Visa Cards are no-strings, no-hassle cards you can trust. We won't lower your credit limit on a whim, and we won't surprise you with a new interest rate. We give you a rate that starts out low - and stays that way. Get rid of your high-rate cards and transfer those balances to a DLFCU Visa card for real value you can trust. Apply online today!