Mortgage Loan Options

Whether you’re planning to build or purchase a home, interested in refinancing an existing loan, or looking to tap into your home’s equity for extra cash or home improvements, ... WE HAVE THE SOLUTION TO A BETTER HOME LOAN!

DLFCU members have access to flexible home loan programs for First and Second mortgages, Home Equity Lines of Credit, new home construction loans, mobile homes with land and financing for raw land! We offer special mortgage programs and financing options that allow you to get the most house for your money.

WE FIND MORE REASONS TO SAY "APPROVED"!
Our mortgage lending experts will help you find the right home loan to fit your needs at the lowest cost possible. Even if you’ve had credit problems or another lender has turned you down for a home loan, DLFCU may be able to help you find the right financing solution at a low rate, and low monthly payment!

Applying for a mortgage loan at DLFCU is easy - just call (888) 369-2207, stop by any DLFCU location, or apply online to begin the application process.

Please note that a $20 Credit Report fee will be assessed to all applications. This fee will be deducted from the total costs of your loan, if approved.

During the application process, Dow Louisiana Federal Credit Union will need the following information from you: Financial Institution's Name, Routing Number, Account Number, Name on the Account, and the Type of Account (Checking/Savings).

Our Mortgage Solutions include:
HOME EQUITY LOANS With a Home Equity Loan from DLFCU, you will be able to get cash out of your home to consolidate your debts, fund a home improvement project, or for any purpose. You could get up to 100% of the value of your home at a low, fixed rate* for terms up to 20 years. ...read more!	First Mortgage Loans DLFCU offers fixed rate mortgages up to 30 years, in addition to the other array of mortgage and equity products, we can feel assured that our members have every opportunity to get the most affordable home loan possible...read more!
CONSTRUCTION LOANS While building a brand new home can be quite expensive during the initial stages, DLFCU’s Construction-to-Permanent home loans can help members realize their dream home from conception until completion...read more!	Raw Land LOANS Found the perfect location but not quite ready to build? DLFCU has a mortgage loan program that can provide financing for up to 25 acres of residential property.
Additional Mortgage Loans OR OPTIONS MyCommunity Mortgage Loans, Mobile Home Mortgage Loans...read more!	REVERSE MORTGAGE LOANS Reverse Mortgages have helped thousands of seniors secure their retirement through additional guranteed income.

Please note that the online application discount of .25 basis points is not applicable on Mortgage Loans, or Visa Credit Card products.

Contact Our Mortgage Department

Laura Nickens, Mortgage Manager
Direct Number: (225) 298-4781
Fax: (225) 293-7790

mortgagedept@dowlafcu.org

Sometimes you just need the money. Whether it's a new wardrobe or taking the vacation of your dreams, we can get you loan you need - quick and easy. Anyone can open an account and we make it easy to join! Applying online is quick and secure. Click here to get started.

WE'LL TAKE THE STING OUT OF INTEREST RATES. Dow Louisiana Federal Credit Union's Visa Cards are no-strings, no-hassle cards you can trust. We won't lower your credit limit on a whim, and we won't surprise you with a new interest rate. We give you a rate that starts out low - and stays that way. Get rid of your high-rate cards and transfer those balances to a DLFCU Visa card for real value you can trust. Apply online today!