Business Loans

Whether you simply require a small loan to cover everyday business expenses, or need financing for multi-million dollar construction projects, Dow Louisiana Federal Credit Union has a variety of commercial loans to help your business succeed.

COMMERCIAL REAL ESTATE

• Commercial/Residential subdivisions
• New construction for your business
• Purchase existing properties

LINES OF CREDIT

• Short term loans
• Standby letters of credit
• Money for working capital & purchases
• Streamlined application process

TERM LOANS

• Financing for expansion or improvements
• Working capital for inventory purchases
• Commercial vehicles or fleets

BUSINESS TITANIUM VISA

• Credit lines up to $30,000
• Enhanced card member benefits
• Low Introductory rate for 6 months

SBA LOANS

• DLFCU is an approved SBA lender
• Competitive rates and low fees
• Flexible repayment terms
• Financing for start-ups and franchises

LOCAL DECISIONS MADE BY PROFESSIONALS

Our Business Lending team is located right here in the Greater Baton Rouge area, so all the lending decisions are made locally! And because we are committed to providing our business partners Exceptional Service, a qualified team member will always be available throughout the process.

GETTING STARTED

Choose DLFCU as your business lending partner and let us provide the essential solutions for your business. To get started, simply schedule an appointment with one of our business lending professionals by calling (888) 369-2207 or by visiting any Financial Resource Center.

As a first step, we encourage all our business lending partners to complete and submit a Business Loan Inquiry at any FRC or by clicking here.

In most cases, you will need to complete the following items to begin the formal loan process. A business lending team member is available to provide assistance.

• Business Loan Application
• Personal Financial Statement for all owners, principals and officers
• Management Resume for owners, principals and officers
• A short history of your business
• The Debt Schedule for your business
• Monthly Proforma Income Statement for a 12 month period (past or future)
• Business Financial Statements, Tax Returns, Income statements, and balance sheets for the most recent three years
• Interim Financial Statement Signed and dated within the last 45 days
• Business Cash Flow Projection
• Personal Tax Returns for the most recent three years for all owners, principals and officers
• Agings of Accounts Receivable and Payables as of the date of the interim financial statement.
• IRS Form 4506 signed for business tax returns or Personal Schedule C
• Personal/business credit reports may be required

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Contact Our Business Account Specialist!

Sometimes you just need the money. Whether it's a new wardrobe or taking the vacation of your dreams, we can get you loan you need - quick and easy. Anyone can open an account and we make it easy to join! Applying online is quick and secure. Click here to get started.

WE'LL TAKE THE STING OUT OF INTEREST RATES. Dow Louisiana Federal Credit Union's Visa Cards are no-strings, no-hassle cards you can trust. We won't lower your credit limit on a whim, and we won't surprise you with a new interest rate. We give you a rate that starts out low - and stays that way. Get rid of your high-rate cards and transfer those balances to a DLFCU Visa card for real value you can trust. Apply online today!