As a business owner, you know that exceptional service and added value are crcuial to satisfying customers. we beleive the reason for our tremendous success is that we offer all the proiducts and services you would expect from national banks but at a much better value. With this in mind, we are now pleased to offer you No Analysis Business Checking.
DLFCU is eliminating analysis from ALL Business checking accounts, thus reducing your fees and improving income for everyone. Our goal has always been to build and maintain lasting relationships with our members and community.
DLFCU offers two affordable checking accounts perfect for any sized business:
Business Builder- This account is tailor-made for small businesses that carry low balances each month but want an affordable option for their business accounts.
Business Advantage- This account is ideal for businesses that carry high balances and have high transaction volumes who want low fees and the best value on their business accounts.
If you haven't done so lately, stop by any location and let us tell you more about all that Dow Lousiana Federal Credit Union can do for your business.
BUSINESS BUILDER
BUSINESS ADVANTAGE
Minimum Opening Deposit
$250
$500
Monthly Earning Credits
$2500 minimum monthly balance required to earn .25% dividend
$10,000 minimum monthly balance required to earn tiered dividend
Monthly Earning Credits can offset your fees and any excess will be credited to your account. Plus, DLFCU offers SAME DAY CREDIT on all business deposits!
NO SWEEP!
Same Day Credit on Deposits
YES!
YES!
Minimum Balance required to receive Earning Credits
$2,500
$10,000
Monthly Service Charge
$5 monthly service charge if minimum monthly balance drops below $2500
$25 monthly fee if $10,000 minimum monthly balance is not maintained
Online Banking
FREE Online Banking and Bill Payment options
Courtesy Pay-1
FREE
ATM Transactions-2
UNLIMITED FREE TRANSACTIONS at any ATM terminal owned by DLFCU or bearing the CUHERE or MoneyPass logo.
Optional Accounts
For extra earnings potential, businesses may also open any of DLFCU's standard Savings Accounts, Money Market accounts, and/or CDs/IRAs
BUSINESS REWARDS PROGRAM
Add DLFCU’s Merchant Services to your business accounts and automatically become eligible for our Business Rewards program, including:
First Set of Checks for FREE
Choose a standard check designs or $32 credit toward your first order
Custom Business Pad folio and Carrying Case
1 Free Zipper Bag per account opened
You may also qualify for the Business Rewards Program if you maintain a combined minimum balance of $50,000 in any of your Business Accounts at DLFCU
1 – Normal Credit Qualifications Apply. DLFCU may opt toadvance the Business Account member the amount to pay a check returned for Non Sufficient Funds without returning the check to the originating merchant. DLFCU will allow a negative balance up to $500. There will be a per item fee ($ as per fee schedule) each time this service is used. The normal NSF fee ($ as per fee schedule) will apply each time the Courtesy Pay service is used. 2 – Transactions are always free at any DLFCU-owned ATM. DLFCU will not charge our members a fee for transactions made at non DLFCU-owned ATMs, although you may incur charges from the institution that owns the ATM.
With both business accounts, the member can make as many deposits or withdrawals (up to their available balance) as necessary each month. Standard features also include FREE ePalOnline Banking, Automatic Courtesy Pay (certain restrictions apply), and FREE ATM transactions at both DLFCU-owned ATMS and foreign ATMs (although they may be charged by the institution that owns the ATM).
Sometimes you just need the money. Whether it's a new wardrobe or taking the vacation of your dreams, we can get you loan you need - quick and easy. Anyone can open an account and we make it easy to join! Applying online is quick and secure. Click here to get started.
WE'LL TAKE THE STING OUT OF INTEREST RATES. Dow Louisiana Federal Credit Union's Visa Cards are no-strings, no-hassle cards you can trust. We won't lower your credit limit on a whim, and we won't surprise you with a new interest rate. We give you a rate that starts out low - and stays that way. Get rid of your high-rate cards and transfer those balances to a DLFCU Visa card for real value you can trust. Apply online today!
