Dow Louisiana Federal Credit Union’s Visa Cards are no-strings, no-hassle cards you can trust. We won’t lower your credit limit on a whim, and we won’t surprise you with a new interest rate. We give you a rate that starts out low -  and stays that way.

Our rates are not tied to an index - so they won’t go up automatically as the economy shifts. We also won’t raise your rate because of how you spend money elsewhere, or your payment history with other accounts. What we care about is your relationship with us.

Our fine print is straightforward, and makes us a good value any way you look at it. Get rid of your high-rate cards and transfer those balances to a DLFCU Visa card for real value you can trust.  Apply Online!  

Titanium Visa

• Premium Benefits
• Credit Line Up To $50,000^
• CURewards for every dollar you spend
• No Application or Membership Fees
• Optional Credit Protection
• No Application or Membership Fees
• No Balance Transfer Fees or Annual Fees
• Online Bill Payments and Account Access in ePal

APPLY ONLINE NOW!

 ^Visa card issued on approved credit. Credit limit of $50,000 on Titanium only. 7.49% APR on Titanium products. 9.49% APR on Platinum products. APR=Annual Percentage Rate. APR and credit limit based on credit history. Rates and terms subject to individual qualifying requirements. DLFCU reserves the right to change the rate with sufficient notice.  Other rates and terms available. Other restrictions may apply. Please see a DLFCU representative for details.

Terms and Conditions (PDF) 

DLFCU's VISA Credit Card Features & Benefits

• Access Credit Card Info in ePal- Access your credit card account anytime, anywhere, 24 hours a day and 7 days a week through ePal.

• Concierge Services- Provides Titanium Visa cardholders with complimentary, toll-free, 24x7 access to a wide range of personalized services. (For Titanium Cardholders only)

• Credit and Debit Card Fraud Prevention- A list of ways to protect yourself from plastic fraud and keep your senstive information safe.

• CURewards- Earn points for every dollar you spend. Use the points for merchandise, flights, cruises, and much more. (Platinum and Titanium Cardholders only...find out how you can upgrade!)

• $10,000 Credit Protection- We offer Payment Protection for members who want comprehensive protection on their consumer loans from DLFCU.

• Online Visa Application- Fill out an application from anywhere with internet access, 24 hours a day and 7 days a week.

• Pay My Bill- Pay your credit card bill in ePal for free inside the credit card portal.

• Verified by Visa- Verified by Visa is a service developed by Dow Louisiana Federal Credit Union and Visa to help ensure that only you use your visa card to shop online.

• Zero Liability- Whether your VISA card number is stolen while shopping at the mall or shopping on the internet, Visa's Zero Liability policy* means 100% protection for you!

No Annual Fees, No Application Fees, No Balance Transfer Fees, Extra Consumer Protection, Online Account Access, Optional Credit Insurance, and Local Member Support.

Apply at any DLFCU Location, Call toll free (888) 369-2207 or
Apply Online!

IMPORTANT CONTACT INFORMATION

• 24/7 Cardholder Services 800-654-7728
  • Available in both English and Spanish.
  • Get Current Account Info, Report a Lost or Stolen DLFCU Credit Card or Activate Account

• Concierge Services 800-895-8518 (Titanium Cardholders Only)

• Customize your PIN 800-221-9648

• Direct Activation Phone Number 800-527-7728

• Mail Payments To:
  • P.O. Box 790289, St. Louis, MO 63179-0289

• Report a Lost or Stolen DLFCU Credit Card 800-654-7728